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Disputed Debt


Disputed debt can be difficult to collect. The dispute may have made communication between you and the debtor difficult. Or, you may not find out that the debt is disputed unless and until you lodge the debt with a collection agency. The dispute may not have much legitimacy behind it – perhaps the debtor is using some minor issue to try and avoid paying.

Even if you have a strong case, in commercial disputes the old adage runs true – “possession is nine tenths of the law”. In other words, this means that if the other party has the money (or the equivalent value of your goods and services) that you think is rightly yours, no matter how legitimate your position, no matter how flimsy their excuse for not paying, the ball is firmly in your court to take some action to get the money paid to you. As we are fond of saying at Total Debt Solutions – “if you do nothing, you get nothing”.

At Total Debt Solutions we now have a clear process for dealing with disputed debts which ensures that things keep moving forward. We help you avoid some of the pitfalls which can occur with disputed debts, and give you the best chance of achieving a successful result. Sometimes it becomes necessary for you to take the issue to the Disputes Tribunal. We cannot represent you at the Hearing, but we can provide support and advice and as much help as possible to give you the best chance of gaining satisfaction from the Tribunal for your disputed debt.